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THE NEW STANDARD FOR GLOBAL FINANCE

US Banking. Without Borders.

Instant US-domiciled checking accounts and high-limit virtual debit cards for the global digital elite. Engineered for speed, secured by institutional-grade encryption.

HeyQo app — US account, virtual card and balances

USD Payments without borders

Open a US-based dollar account in your name to receive USD payments.

  • 🇺🇸 USD
    $500
    Payment from Meta +$500
  • 🇺🇸 USD
    $1,000
    Payment from Upwork +$1,000
  • 🇳🇬 NGN
    ₦100,000
    Instant USD to NGN transfer +₦100,000
  • 🇭🇹 HTG
    G 250
    Instant USD to HTG transfer +G 250
  • 🇩🇴 DOP
    RD$ 95
    Instant USD to DOP transfer +RD$ 95
  • 🇺🇸 USD
    $5,000
    PayPal payout +$5,000
  • 🇺🇸 USD
    $2,400
    Wire to your HeyQo wallet +$2,400

VIRTUAL CARDS

Shop and spend globally

Make international payments with a virtual debit card that just works.

Get your card

Your own bank account in the
United States
andEurope

Open it in minutes with your national ID, from anywhere in the world*, using your mobile phone

Unique and personalized account

Open your account and get a unique US bank account and routing number and European IBAN exclusively for you

Receive ACH, Wire and SEPA transfers

Receive ACH and Wire transfers from US banks or SEPA transfers from Europe that are in your name, from family members or third parties

Receive payments from platforms

Receive payments from platforms like Upwork, Stripe, PayPal, Youtube, Gusto, among others

FOREIGN BANK ACCOUNTS

Get a global bank account

Get a bank account in just minutes. Receive and access your global payments whenever you want to.

Get It Now

01 — Zero account & card maintenance fees

02 — Competitive exchange rates

03 — Instant transaction notifications

04 — Bank account details for your business needs

05 — P2P for free and faster payments

06 — Expense management

Our users love us

Hundreds of thousands of users worldwide trust Heyqo

Carlos M.

Freelancer · EU

★★★★★

Heyqo makes US payouts and my virtual card simple. The app works great in Europe—I have already recommended it to friends who work with US clients.

Amira K.

Small business owner

★★★★★

Transfers are fast and notifications are instant. I finally have one place for balances, bills, and team expenses with Heyqo.

James L.

Remote worker

★★★★★

Clear fees, solid security, and a clean interface. Heyqo feels built for people who move money internationally every week.